/* ============================================================
   정책·금융 생활정보 — Modern blog (clean / Toss-ish)
   Pretendard · light cards · category-gradient covers
   ============================================================ */

:root {
  --bg:        #eef1f5;
  --card:      #ffffff;
  --ink:       #191f28;
  --sub:       #4e5968;
  --muted:     #8b95a1;
  --line:      #e8ebed;
  --line-soft: #f1f3f5;
  --primary:   #3182f6;
  --primary-d: #1b64da;
  --primary-soft:#e8f1fe;
  --radius:    18px;
  --radius-sm: 12px;
  --shadow:    0 1px 2px rgba(16,24,40,.04), 0 6px 22px rgba(16,24,40,.06);
  --shadow-h:  0 6px 14px rgba(16,24,40,.08), 0 18px 44px rgba(16,24,40,.12);
  --sans: "Pretendard Variable", Pretendard, -apple-system, "Malgun Gothic", sans-serif;
  --maxw: 1120px;
}
* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body { margin: 0; background: var(--bg); color: var(--ink); font-family: var(--sans);
  font-size: 16px; line-height: 1.6; -webkit-font-smoothing: antialiased; }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; }

.container { max-width: var(--maxw); margin: 0 auto; padding: 0 20px 90px; }

/* ---------- Header ---------- */
.site-header { position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,.82);
  backdrop-filter: saturate(1.4) blur(12px); border-bottom: 1px solid var(--line); }
.nav-inner { max-width: var(--maxw); margin: 0 auto; padding: 14px 20px;
  display: flex; align-items: center; justify-content: space-between; gap: 18px; }
.logo { font-weight: 800; font-size: 1.22rem; letter-spacing: -.03em; color: var(--ink); white-space: nowrap; }
.logo .dot { color: var(--primary); }
.main-nav { display: flex; gap: 6px; flex-wrap: wrap; }
.main-nav a { font-size: .9rem; font-weight: 600; color: var(--sub); padding: 8px 13px;
  border-radius: 999px; transition: background .16s, color .16s; }
.main-nav a:hover { background: var(--primary-soft); color: var(--primary-d); }

/* ---------- Section heading ---------- */
.sec-head { font-size: 1.32rem; font-weight: 800; letter-spacing: -.03em; margin: 0 0 18px;
  display: flex; align-items: center; gap: 9px; }
.sec-head::before { content: ""; width: 5px; height: 20px; border-radius: 3px; background: var(--primary); }
.page-title { font-size: clamp(1.7rem, 4vw, 2.4rem); font-weight: 800; letter-spacing: -.035em; margin: 14px 0 14px; }
.breadcrumb { max-width: var(--maxw); margin: 22px auto 14px; padding: 0 20px;
  font-size: .8rem; color: var(--muted); }
.breadcrumb a { color: var(--muted); }
.breadcrumb a:hover { color: var(--primary); }
.breadcrumb span { color: var(--sub); }

/* ---------- Covers (category gradient, no photo needed) ---------- */
.cover { position: relative; overflow: hidden; border-radius: var(--radius);
  background: linear-gradient(135deg, hsl(var(--h),72%,56%), hsl(calc(var(--h) - 32),64%,40%));
  display: block; isolation: isolate; }
.cover-grain { position: absolute; inset: 0; z-index: 0; opacity: .9;
  background:
    radial-gradient(120px 120px at 18% 22%, rgba(255,255,255,.30), transparent 60%),
    radial-gradient(160px 160px at 86% 78%, rgba(0,0,0,.16), transparent 55%),
    repeating-linear-gradient(45deg, rgba(255,255,255,.05) 0 12px, transparent 12px 24px); }
.cover-thumb { aspect-ratio: 16 / 10; }
.cover-glyph { position: absolute; right: 6px; bottom: -18px; z-index: 1;
  font-size: 7rem; font-weight: 800; color: rgba(255,255,255,.26); line-height: 1; }
.cover-glyph.mini { font-size: 2rem; right: 2px; bottom: -6px; }
.cover-chip { position: absolute; top: 12px; left: 12px; z-index: 2;
  background: rgba(255,255,255,.94); color: var(--ink); font-size: .72rem; font-weight: 700;
  padding: 5px 11px; border-radius: 999px; letter-spacing: -.01em; box-shadow: 0 2px 8px rgba(0,0,0,.12); }
.cover-hero { aspect-ratio: 16 / 6.5; min-height: 210px; padding: 30px 32px;
  display: flex; flex-direction: column; justify-content: flex-end; }
.cover-hero::after { content: ""; position: absolute; inset: 0; z-index: 0;
  background: linear-gradient(to top, rgba(10,16,26,.46), rgba(10,16,26,.05) 65%); }
.cover-eyebrow { position: relative; z-index: 2; color: rgba(255,255,255,.92); font-weight: 700;
  font-size: .78rem; letter-spacing: .04em; margin-bottom: 10px;
  background: rgba(255,255,255,.16); padding: 5px 11px; border-radius: 999px; align-self: flex-start;
  backdrop-filter: blur(4px); }
.cover-title { position: relative; z-index: 2; margin: 0; color: #fff;
  font-size: clamp(1.5rem, 3.2vw, 2.35rem); font-weight: 800; letter-spacing: -.035em; line-height: 1.24;
  text-shadow: 0 2px 22px rgba(0,0,0,.28); max-width: 22ch; }
.cover-mini { width: 58px; height: 58px; aspect-ratio: 1; border-radius: 12px; flex: 0 0 auto; }

/* ---------- Hero card (home featured) ---------- */
.hero-card { display: block; border-radius: var(--radius); background: var(--card);
  box-shadow: var(--shadow); overflow: hidden; margin: 26px 0 40px; transition: box-shadow .2s, transform .2s; }
.hero-card:hover { box-shadow: var(--shadow-h); transform: translateY(-2px); }
.hero-card .cover-hero { border-radius: 0; aspect-ratio: 16 / 5.4; }
.hero-sum { margin: 0; padding: 20px 26px 0; color: var(--sub); font-size: 1.05rem; line-height: 1.7; }
.hero-cta { display: inline-block; margin: 14px 26px 24px; color: var(--primary);
  font-weight: 700; }
.hero-card:hover .hero-cta { color: var(--primary-d); }

/* ---------- Layout (content + sidebar) ---------- */
.layout { display: grid; grid-template-columns: minmax(0,1fr) 320px; gap: 44px; align-items: start; }
.layout-main { min-width: 0; }

/* ---------- Card grid ---------- */
.card-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(240px, 1fr)); gap: 22px; }
.card { background: var(--card); border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow);
  display: flex; flex-direction: column; transition: box-shadow .2s, transform .2s; }
.card:hover { box-shadow: var(--shadow-h); transform: translateY(-3px); }
.card .cover { border-radius: 0; }
.card-body { padding: 15px 17px 17px; display: flex; flex-direction: column; gap: 8px; flex: 1; }
.card-title { font-size: 1.06rem; font-weight: 700; letter-spacing: -.02em; line-height: 1.4; margin: 0; }
.card:hover .card-title { color: var(--primary-d); }
.card-sum { margin: 0; color: var(--muted); font-size: .85rem; line-height: 1.55; flex: 1; }
.card-date { color: var(--muted); font-size: .76rem; font-variant-numeric: tabular-nums; }

/* ---------- Article ---------- */
.post { background: var(--card); border-radius: var(--radius); box-shadow: var(--shadow);
  padding: 26px clamp(20px, 4vw, 40px) 40px; }
.post .cover-hero { margin: -6px 0 22px; }
.post-meta { display: flex; align-items: center; gap: 12px; flex-wrap: wrap;
  color: var(--muted); font-size: .85rem; padding-bottom: 22px; border-bottom: 1px solid var(--line);
  margin-bottom: 12px; }
.post-meta time { font-variant-numeric: tabular-nums; }
.byline { display: inline-flex; align-items: center; gap: 8px; color: var(--sub); font-weight: 600; }
.badge { background: var(--primary-soft); color: var(--primary-d); font-weight: 700; font-size: .74rem;
  padding: 3px 10px; border-radius: 999px; }
.avatar { width: 44px; height: 44px; border-radius: 50%; display: grid; place-items: center;
  font-weight: 800; color: #fff; background: linear-gradient(135deg, var(--primary), #7048e8); }
.avatar.xs { width: 26px; height: 26px; font-size: .8rem; border-radius: 8px; }
.avatar.lg { width: 56px; height: 56px; font-size: 1.3rem; flex: 0 0 auto; }

.content { font-size: 1.05rem; line-height: 1.92; color: #2b313b; max-width: 720px; }
.content > p { margin: 1.2em 0; }
.content h2 { font-size: 1.42rem; font-weight: 800; letter-spacing: -.03em; margin: 1.9em 0 .6em;
  padding-left: 14px; border-left: 5px solid var(--primary); }
.content a { color: var(--primary-d); font-weight: 600; border-bottom: 1px solid rgba(49,130,246,.3); }
.content a:hover { border-color: var(--primary); }
.content strong { font-weight: 700; color: var(--ink); }
.content blockquote { margin: 1.5em 0; padding: 14px 18px; background: var(--primary-soft);
  border-radius: var(--radius-sm); color: var(--primary-d); font-size: .98rem; }
.content blockquote a { color: var(--primary-d); }

/* ---------- FAQ ---------- */
.faq { margin-top: 44px; }
.faq details { border: 1px solid var(--line); border-radius: var(--radius-sm); margin: 10px 0;
  background: var(--line-soft); overflow: hidden; transition: background .18s; }
.faq details[open] { background: #fff; box-shadow: var(--shadow); }
.faq summary { cursor: pointer; list-style: none; padding: 16px 46px 16px 18px; position: relative;
  font-weight: 700; font-size: 1.02rem; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; position: absolute; right: 18px; top: 50%; transform: translateY(-50%);
  width: 24px; height: 24px; display: grid; place-items: center; border-radius: 50%;
  background: var(--primary-soft); color: var(--primary-d); font-size: 1.1rem; transition: transform .25s; }
.faq details[open] summary::after { content: "−"; transform: translateY(-50%) rotate(180deg); }
.faq details p { margin: 0 18px 18px; color: var(--sub); line-height: 1.75; }

/* ---------- Disclosure ---------- */
.disclosure { margin: 30px 0 0; padding: 14px 18px; background: #fff7ed; border: 1px solid #fed7aa;
  border-radius: var(--radius-sm); font-size: .86rem; color: #9a3412; }
.disclosure p { margin: 0; }

/* ---------- Author box ---------- */
.author-box { display: flex; gap: 16px; align-items: flex-start; margin-top: 40px; padding: 22px;
  background: var(--line-soft); border-radius: var(--radius); }
.author-box .author-meta strong { font-size: 1.02rem; }
.author-box .author-meta p { margin: 6px 0 0; color: var(--muted); font-size: .88rem; line-height: 1.6; }

/* ---------- Related (bottom card grid) ---------- */
.related { margin-top: 48px; }

/* ---------- Sidebar ---------- */
.sidebar { position: sticky; top: 78px; display: flex; flex-direction: column; gap: 20px; }
.widget { background: var(--card); border-radius: var(--radius); box-shadow: var(--shadow); padding: 20px; }
.widget-h { font-size: 1.02rem; font-weight: 800; letter-spacing: -.02em; margin: 0 0 14px;
  display: flex; align-items: center; gap: 8px; }
.widget-h::before { content: ""; width: 4px; height: 15px; border-radius: 2px; background: var(--primary); }
.widget-related .widget-h::before { background: #7048e8; }
.profile-widget { text-align: center; }
.profile-widget .avatar { width: 60px; height: 60px; font-size: 1.4rem; border-radius: 18px; margin: 0 auto 12px; }
.profile-widget strong { display: block; font-size: 1.05rem; }
.profile-widget p { margin: 8px 0 0; color: var(--muted); font-size: .85rem; line-height: 1.6; }
.rank { list-style: none; margin: 0; padding: 0; counter-reset: r; }
.rank li { border-top: 1px solid var(--line-soft); }
.rank li:first-child { border-top: 0; }
.rank a { display: flex; align-items: center; gap: 12px; padding: 11px 0; }
.rank .rank-title { font-size: .9rem; font-weight: 600; line-height: 1.4; letter-spacing: -.02em;
  display: -webkit-box; -webkit-line-clamp: 2; -webkit-box-orient: vertical; overflow: hidden; }
.rank a:hover .rank-title { color: var(--primary-d); }
.rank-num { counter-reset: r; }
.rank-num li { position: relative; }
.cat-chips { list-style: none; margin: 0; padding: 0; display: flex; flex-wrap: wrap; gap: 8px; }
.cat-chips a { display: inline-flex; align-items: center; gap: 6px; padding: 7px 13px; border-radius: 999px;
  background: var(--line-soft); font-size: .85rem; font-weight: 600; color: var(--sub); transition: background .16s, color .16s; }
.cat-chips a:hover { background: var(--primary-soft); color: var(--primary-d); }
.cat-chips b { color: var(--primary); }

/* ---------- Footer ---------- */
.site-footer { background: #fff; border-top: 1px solid var(--line); margin-top: 80px; }
.foot-inner { max-width: var(--maxw); margin: 0 auto; padding: 44px 20px 56px; }
.foot-top { display: flex; justify-content: space-between; gap: 28px; flex-wrap: wrap; margin-bottom: 24px; }
.foot-brand .logo { font-size: 1.18rem; }
.foot-desc { margin: 10px 0 0; color: var(--muted); font-size: .9rem; max-width: 42ch; }
.foot-nav { display: flex; gap: 18px; flex-wrap: wrap; align-items: center; }
.foot-nav a { color: var(--sub); font-size: .9rem; font-weight: 600; }
.foot-nav a:hover { color: var(--primary); }
.copyright { color: var(--muted); font-size: .8rem; line-height: 1.7; border-top: 1px solid var(--line-soft); padding-top: 18px; margin: 0; }

/* ---------- Motion ---------- */
.hero-card, .post, .card { animation: rise .5s cubic-bezier(.2,.7,.2,1) both; }
@keyframes rise { from { opacity: 0; transform: translateY(12px); } to { opacity: 1; transform: none; } }
@media (prefers-reduced-motion: reduce) { * { animation: none !important; transition: none !important; scroll-behavior: auto; } }

/* ---------- Responsive ---------- */
@media (max-width: 900px) {
  .layout { grid-template-columns: 1fr; gap: 30px; }
  .sidebar { position: static; }
}
@media (max-width: 520px) {
  .nav-inner { flex-direction: column; align-items: flex-start; gap: 10px; }
  .card-grid { grid-template-columns: 1fr 1fr; gap: 14px; }
  .card-sum { display: none; }
  .post { padding: 20px 16px 30px; }
}